Here’s a stunning fact. Only about half of all US companies offer health benefits to their employees.[1] That means that about half of US companies don’t. Now, this may seem unfair, but it’s true. And it’s something you must absolutely be aware of before you head into your next job interview…
And here’s why:
You don’t want to be in front of a hiring manager, going over your resume, your background, your work history, and your education while dazzling them with your skills…
Only to bring up the topic of health insurance with a company that might not even offer it.
You see, if a company doesn’t offer health insurance, and about half don’t, bringing it up could be potentially embarrassing to the company…
And might just lessen your chances of landing the job.
This why FindYourJobNow.com wants you to do two things before you sit for your next job interview.
But don’t worry, the two things below are very simple to do, and both can be highly beneficial to you when you do them.
First, read the job posting in full. If the company offers health insurance, chances are they’ll put that in the posting. If there’s no mention of health insurance in the posting, don’t mention it in your job interview.
Instead…
Do this:
Consider registering for health insurance through the Affordable Care Act, or ACA.
Do you want free doctor visits? Want free medications? Want free coverage for the whole family? Who doesn’t.
Now, while only about half of employers offer health benefits, millions of uninsured people, those who qualify, can get free health insurance. Yes, free health insurance.
And get this…
If you’re already paying for health insurance, either partially through your employer or wholly on your own, you might qualify for thousands of dollars in credits to help pay medical bills, provide instant rent relief, pay overdue bills, or even buy groceries.
Yes, thousands of dollars!
This is why looking into ACA programs is such a great idea, especially before you head in for your next job interview.
Now get this…
If you find a good plan with the ACA, one that’s completely free or just offers you big subsidies, and you do get a job with a company that offers health benefits, the ACA plans might actually be better…
Giving you an opportunity to potentially trade company health insurance for higher pay!
It all comes down to negotiations.
But remember, depending on how much money you make, the ACA benefits will change. If your new job pays between $14,580 and $58,320 a year, and you’re an individual, or you make between $30,000 and $120,000 as a family of four, you could potentially qualify for big subsidies.[2]
So, read all the job postings in full, familiarize yourself with ACA plans, and act accordingly.
Now, let’s find you a job!
Here’s what to do: Simply go to our homepage (FindYourJobNow.com) and type in the kind of work you want, and where it is you want to work, right there in the advanced job search bar...
Click “View Jobs” and you’re off to the races.
Remember, if a company offers health insurance, they’ll probably put it in their job posting. Read them carefully. But also remember that even if they do offer health benefits, the ACA may be a better option for you.
[1] Summary of Findings - 10240 | KFF
[2] Obamacare / Affordable Care Act Subsidy Calculator - ValuePenguin